Haku
Viitteet 501-510 / 2981
Uusi isyyslaki ja sen tuomat muutokset
(Laurea-ammattikorkeakoulu, 2018)
Opinnäytetyöni tarkoituksena oli tuoda esille vuonna 2016 voimaan tulleen uuden isyyslain muutoksia vanhaan vuonna 1975 säädettyyn isyyslakiin verraten. Työni tutkimuksellisessa osassa olen selvittänyt isyyden vahvistamis- ja kumoamiskanteiden...
The purpose of this thesis was to study the amendment of the Paternity Act in 2016 in comparison to the old law from the year 1975. I have studied the number of lawsuits and their results regarding both establishment and annulment of paternity in Finnish district courts during the years 2014-2017. Due to the new paternity act, changes happened in the readings of establishment and annulment lawsuits in the district courts. As a consequence of this, I compiled a manual for the district court of Espoo on how the lawsuits regarding paternity are to be handled. I used literature on the new paternity act, current and old law and the government proposal as the theoretical basis for this study. Other sources used were publications made by the Ministry of Justice and the National Institute for Health and Welfare. Quantitative research was the research method used in this thesis. The material was gathered from the publications by the Ministry of Justice on annual statistics of the courts of law. The purpose of the thesis was to study whether there has been a noticeable change in the number of paternity lawsuits since the implementation of the new Paternity Act....
The purpose of this thesis was to study the amendment of the Paternity Act in 2016 in comparison to the old law from the year 1975. I have studied the number of lawsuits and their results regarding both establishment and annulment of paternity in Finnish district courts during the years 2014-2017. Due to the new paternity act, changes happened in the readings of establishment and annulment lawsuits in the district courts. As a consequence of this, I compiled a manual for the district court of Espoo on how the lawsuits regarding paternity are to be handled. I used literature on the new paternity act, current and old law and the government proposal as the theoretical basis for this study. Other sources used were publications made by the Ministry of Justice and the National Institute for Health and Welfare. Quantitative research was the research method used in this thesis. The material was gathered from the publications by the Ministry of Justice on annual statistics of the courts of law. The purpose of the thesis was to study whether there has been a noticeable change in the number of paternity lawsuits since the implementation of the new Paternity Act....
Tarpeet ja vuorovaikutus menestyksellisessä johtamisessa ja myyntityössä
(Laurea-ammattikorkeakoulu, 2018)
Tämän opinnäytetyön tarkoituksena oli tutkia ihmisen tarpeiden ja vuorovaikutuksen merkitystä johtamisen ja myyntityön näkökulmasta. Työn tutkimusongelma oli, miten vuorovaikutuksen keinoin voidaan tuottaa lisäarvoa tulevaisuuden menestyksellisessä...
The purpose of this Bachelor’s thesis was to study the significance of human needs and social interaction from the perspective of leadership and sales. The research problem was ”how to produce extra value through social interaction in successful...
The purpose of this Bachelor’s thesis was to study the significance of human needs and social interaction from the perspective of leadership and sales. The research problem was ”how to produce extra value through social interaction in successful...
Muuttuvat kuluttajaluottomarkkinat ja kuluttajien kiinnostus kuluttajaluottoon toimeksiantajayritykseltä
(Laurea-ammattikorkeakoulu, 2018)
Työn tavoitteena on selvittää kuluttajien kiinnostusta, toiveita ja ajureita kuluttajaluottoja ja mobiilimaksupalveluita kohtaan toimeksiantajayrityksessä. Tarkoitus on selvittää toimeksiantajayrityksen näkökulmasta mahdollisuuksia ja tarkoituksenmukaisuutta laajentaa kuluttajaluottotarjoamaansa uudenlaisiin tuotteisiin. Työssä selvitetään myös, minkälaisia muutoksia kuluttajarahoituksen markkinoilla on tapahtunut. Työ perustuu yrityksen haluun selvittää potentiaalisia liiketoimintamahdollisuuksia. Tutkimus tuottaa toimeksiantajalle tietoa ja luo ymmärrystä päätöksenteon tueksi siitä, kannattaako sen lähteä syvällisemmin kartoittamaan kuluttajaluottojen laajentamista liiketoiminnassaan. Toimeksiantaja saa tutkimuksen pohjalta kuvaa kuluttajien ajatuksista, huolenaiheista ja kiinnostuksesta toimeksiantajan tarjoamaa kuluttajaluottoa kohtaan.
Työn teoreettinen viitekehys käsittelee kuluttajaluottoa, kuluttajien maksutapoja ja kuluttajan maksukäyttäytymistä. Teoria kuvaa keskeistä laki- ja säätely pohjaa koskien kuluttajaluottosopimuksia, kuluttajien muuttuneita asenteita luottoa kohtaan sekä avaa luoton hyötyjä ja haittoja sekä syitä luotonantoon- ja ottoon. Teoria avaa myös erilaisia maksutapoja, maksamisen murrosta sekä kuluttajien maksukäyttäytymistä.
Empiirinen tutkimus on toteutettu kvantitatiivisena kyselytutkimuksena toimeksiantajayrityksen nykyisille asiakkaille. Kysely toteutettiin sähköpostikyselynä. Kysely sisälsi myös avoimia kysymyksiä, joilla pyrittiin löytämään syitä ja perusteluita vastaajien näkemyksiin. Kysely lähetettiin 3000:lle asiakkaalle ja siihen vastasi 169 henkilöä. Tutkimusta täydennettiin asiantuntijan haastattelulla ja bechmarkingilla.
16% vastaajista olisi kiinnostunut, jos toimeksiantaja tarjoaisi mahdollisuuden kuluttajaluottoon. Viides osa näki hyötyjä, mikäli toimeksiantajan laskulla voitaisiin laskuttaa muitakin kuin sen omia tuotteita. Koron ja kustannusten edullisuus ovat olleet tärkein kriteeri luotonhakijoille, silloin kun he ovat aikaisemin hakeneet luottoa. E- lasku koettiin helpommaksi tavaksi vastaanottaa lasku. Keskeisiä muutoksia kuluttajaluottomarkkinoilla ovat luoton kysynnän kasvu, uusien toimijoiden tulo markkinoille ja kuluttajien asenteiden muuttuminen myönteisemmäksi luottoa kohtaa.
Kyselytutkimuksen pohjalta voidaan todeta, että toimeksiantajayrityksen tarjoamalle kuluttajaluotolle on nähtävissä kohtalaista kiinnostusta ja tartuntapintaa vastaajien keskuudessa. Kyselytutkimuksen otannan pienuudesta johtuen, tuloksia ei voida kuitenkaan yleistää. Luottomarkkinoiden muutokset ovat yrityksen näkökulmasta positiivisia. Toimeksiantajan olisi perusteltua tehdä lisäselvitystä kuluttajaluottotarjonnan laajentamisesta ja sen potentiaalista, mikäli yrityksessä nähdään se jatkossa osana liiketoimintaa....
its consumer credit offering to a new kind of service. Furthermore, the goal was to investigate changes in the cosumer credit market.In the vase company there is a will to search for new potential business opportunities. The case company got...
its consumer credit offering to a new kind of service. Furthermore, the goal was to investigate changes in the cosumer credit market.In the vase company there is a will to search for new potential business opportunities. The case company got...
Kuluttajavelkojan asema konkurssissa : case: Anttila Oy
(Laurea-ammattikorkeakoulu, 2018)
. Opinnäytetyön teoreettinen viitekehys koostuu kahdesta erillisestä kokonaisuudesta. Ensimmäinen kokonaisuus käsittelee konkurssia ja konkurssimenettely ja toisessa osiossa käsitellään kuluttajansuojaa, tarkemmin kuluttajankauppaa. Opinnäytetyö sisältää myös...
The bankruptcy of department store Anttila in June 2016 raised a lot of public debate concerning consumer protection in bankruptcy. Many felt that it was unreasonable that the consumer who had ordered and paid in advance for an e-commerce order prior to the bankruptcy, didn’t receive the order. Also, the order wasn’t refunded unless it was paid by a credit card. The purpose of this thesis was to research creditor’s position in bankruptcy when the creditor is a consumer. Situation in which bankruptcy creditor is a company or other legal entity, was left out of the analysis. The aim of the thesis was to find potential suggestions of improvement that could help develop the consumer protection. The type of this thesis is legal, and its theoretical framework consists of two separate segments. The first segment covers bankruptcy law and bankruptcy proceedings and the second segments covers consumer protection, more specifically consumer sale. This thesis also includes law comparison in describing the consumer protection in Sweden. The thesis has highlighted the position of the consumer creditor in the company’s bankruptcy on the basis of current legislation. This thesis has successfully managed to find suggestion of improvement that could help to develop consumer protection in bankruptcy....
The bankruptcy of department store Anttila in June 2016 raised a lot of public debate concerning consumer protection in bankruptcy. Many felt that it was unreasonable that the consumer who had ordered and paid in advance for an e-commerce order prior to the bankruptcy, didn’t receive the order. Also, the order wasn’t refunded unless it was paid by a credit card. The purpose of this thesis was to research creditor’s position in bankruptcy when the creditor is a consumer. Situation in which bankruptcy creditor is a company or other legal entity, was left out of the analysis. The aim of the thesis was to find potential suggestions of improvement that could help develop the consumer protection. The type of this thesis is legal, and its theoretical framework consists of two separate segments. The first segment covers bankruptcy law and bankruptcy proceedings and the second segments covers consumer protection, more specifically consumer sale. This thesis also includes law comparison in describing the consumer protection in Sweden. The thesis has highlighted the position of the consumer creditor in the company’s bankruptcy on the basis of current legislation. This thesis has successfully managed to find suggestion of improvement that could help to develop consumer protection in bankruptcy....
Arvonmääritys yrityskaupassa : case: Yritys X
(Laurea-ammattikorkeakoulu, 2018)
Yrityskauppa tarkoittaa liiketoiminta- eli substanssikauppaa tai osakekauppaa. Syitä yrityskauppoihin on useita. Yrityskauppaprosessit saattavat olla pitkiä ja monimutkaisia. Tässä työssä keskitytään yrityskauppoihin ja arvonmäärittämiseen...
The topic of this thesis is the acquisition, acquisition process and valuation of a small unlisted company. Acquisition processes can be long and complex. This thesis examines acquisition processes and company valuation both from the seller’s and from the buyer’s point of view. The purpose of this thesis is to determine the value of company X and to find out what is the company’s status and what kind of actions should be taken to find a possible buyer. This thesis is a qualitative case study. The research problem was to determine the value of company X. The main research questions are how to choose valuation methods and what are the company’s valuable features. A further question is how to help the seller and buyer achieve the same point of view. Company X requested not to show the company’s name or financial numbers. Company X is in the hospitality and culture industry. The theoretical part of the thesis is based on literature, electronic sources and previous studies. The empirical part of the study is based on interviews and company X’s financial statements. The valuation process includes strategic analysis, financial statement analysis and analysis of the future. For the strategic analysis SWOT -analysis was done, and the future analysis was based on that. Key figures of viability, liquidity and solvency were calculated from the financial statements. Budgets were made for the future containing five years. Future cash flows, EBITDA’s and results of the financial years could be estimated and discounted from the budgets. The net asset value was calculated to compare the future values. The results did not differ much from one another, however, when debts were reduced from discounted cashflows, the shareholder’s share is negative. The net asset value is also negative. Results also show that the company has much potential and actions can be taken to find a buyer in the future. The company has valuable features like know-how and reputation....
The topic of this thesis is the acquisition, acquisition process and valuation of a small unlisted company. Acquisition processes can be long and complex. This thesis examines acquisition processes and company valuation both from the seller’s and from the buyer’s point of view. The purpose of this thesis is to determine the value of company X and to find out what is the company’s status and what kind of actions should be taken to find a possible buyer. This thesis is a qualitative case study. The research problem was to determine the value of company X. The main research questions are how to choose valuation methods and what are the company’s valuable features. A further question is how to help the seller and buyer achieve the same point of view. Company X requested not to show the company’s name or financial numbers. Company X is in the hospitality and culture industry. The theoretical part of the thesis is based on literature, electronic sources and previous studies. The empirical part of the study is based on interviews and company X’s financial statements. The valuation process includes strategic analysis, financial statement analysis and analysis of the future. For the strategic analysis SWOT -analysis was done, and the future analysis was based on that. Key figures of viability, liquidity and solvency were calculated from the financial statements. Budgets were made for the future containing five years. Future cash flows, EBITDA’s and results of the financial years could be estimated and discounted from the budgets. The net asset value was calculated to compare the future values. The results did not differ much from one another, however, when debts were reduced from discounted cashflows, the shareholder’s share is negative. The net asset value is also negative. Results also show that the company has much potential and actions can be taken to find a buyer in the future. The company has valuable features like know-how and reputation....
Työhyvinvoinnin kehittäminen yritykselle X
(Laurea-ammattikorkeakoulu, 2018)
Opinnäytetyön tavoitteena oli luoda kokonaisvaltainen käsitys työhyvinvoinnista. Kehittämisosuuden tavoitteena oli selvittää yritys X:n työhyvinvoinnin nykytila ja kuinka sitä olisi mahdollista kehittää tulevaisuudessa. Tutkimuksen teoreettinen...
The objective of the thesis was to create a comprehensive conception about welfare at work. The purpose of the development section was to clarify the current situation of welfare at work and how it could be further developed in the future in the company X. The theoretical framework was limited to four pre-selected themes, welfare at work in general, safety at work, motivating and rewarding. As a development part in this study was to conduct an inquiry on welfare at work for company X. The main purpose of the inquiry was to chart concrete developmental ideas from the collected answers. The theoretical framework consisted of two entities. In the first section general data on the topic of the thesis was collected from the literature and electronic sources. The second section dealt with conducting research in general through the source material by comparing the material to this study. The structure of the inquiry on welfare at work followed the same pattern with the theoretical framework and it was conducted as both quantitative and qualitative study. The quantitative section consisted of the answers of the closed questions of the inquiry. The qualitative section consisted of two different sections. In the first section two employees working as a superior role in the company X were interviewed regarding the welfare in the company. The base of the inquiry was created by the collected data from the answers and the theoretical framework. The second section of the quantitative part consisted of open-ended questions which were included in the inquiry. Thus, it was possible to collect quantitative data concerning each section of the welfare inquiry. The answers of the study indicated that the current status of the welfare at work was good but the development is needed as well. Mainly, the answers were divided evenly with the target groups. The targets of development were separating work and spare time, developing professional competences and safety at work. Different solutions for rewarding were also wished, compared to the current situation. With small changes it is possible to affect the discussed topics both in the organizational and unit levels....
The objective of the thesis was to create a comprehensive conception about welfare at work. The purpose of the development section was to clarify the current situation of welfare at work and how it could be further developed in the future in the company X. The theoretical framework was limited to four pre-selected themes, welfare at work in general, safety at work, motivating and rewarding. As a development part in this study was to conduct an inquiry on welfare at work for company X. The main purpose of the inquiry was to chart concrete developmental ideas from the collected answers. The theoretical framework consisted of two entities. In the first section general data on the topic of the thesis was collected from the literature and electronic sources. The second section dealt with conducting research in general through the source material by comparing the material to this study. The structure of the inquiry on welfare at work followed the same pattern with the theoretical framework and it was conducted as both quantitative and qualitative study. The quantitative section consisted of the answers of the closed questions of the inquiry. The qualitative section consisted of two different sections. In the first section two employees working as a superior role in the company X were interviewed regarding the welfare in the company. The base of the inquiry was created by the collected data from the answers and the theoretical framework. The second section of the quantitative part consisted of open-ended questions which were included in the inquiry. Thus, it was possible to collect quantitative data concerning each section of the welfare inquiry. The answers of the study indicated that the current status of the welfare at work was good but the development is needed as well. Mainly, the answers were divided evenly with the target groups. The targets of development were separating work and spare time, developing professional competences and safety at work. Different solutions for rewarding were also wished, compared to the current situation. With small changes it is possible to affect the discussed topics both in the organizational and unit levels....
Yksityishenkilöiden liikennevakuutukset : oikeusmuotoilulla vakuutusehdot selkeämmiksi
(Laurea-ammattikorkeakoulu, 2018)
Opinnäytetyön tavoitteena oli tarkastella liikennevakuuttamista kokonaisuutena sekä keskittyä etenkin 1.1.2017 voimaan tulleeseen uuteen liikennevakuutuslakiin. Työssä selvitettiin, mitä lakisääteinen liikennevakuutus korvaa, millainen ajoneuvo on vakuutettava ja mitä ovat uudistetun liikennevakuutuslain tärkeimmät muutokset. Liikennevakuuttamisen tarkastelua rajattiin kuluttajanäkökulmaan, ja työssä keskityttiin yksityishenkilöiden liikennevakuutuksiin.
Uudistettu liikennevakuutuslaki mahdollisti liikennevakuutuksen bonusjärjestelmien muuttumisen ajoneuvokohtaisesta järjestelmästä henkilökohtaiseen järjestelmään. Bonusjärjestelmä on yksi kuluttajille näkyvimmistä liikennevakuuttamisen osista, joten bonusjärjestelmät sisällytettiin työhön.
Opinnäytetyön toimeksiantaja on Suomen Vahinkovakuutus Oy, jonka brändejä ovat POP Vakuutus sekä Säästöpankin vakuutukset. Toimeksiantajayritys halusi, että opinnäytetyötä voidaan käyttää tai siitä voidaan vähäisellä vaivalla jalostaa perehdytysmateriaalia vakuutusalalle tuleville uusille työntekijöille ja harjoittelijoille.
Oma kiinnostukseni liikennevakuuttamiseen kumpuaa harjoitteluistani Suomen Vahinkovakuutukselle. Toimin ensimmäisen harjoitteluni ajan asiakaspalveluosastolla ja toisen korvausosastolla, jolloin tutustuin liikennevakuuttamiseen ja asiakkaiden kohtaamiin ongelmiin lähietäisyydeltä. Asiakkaiden kanssa käytyjen keskustelujen perusteella näin tarpeen liikennevakuutusehtojen selkeyttämiselle.
Opinnäytetyön lähestymistapa on tapaustutkimus. Tutkimuksessa sovellettiin juridisen luonteensa vuoksi oikeusmuotoilun periaatteita, joissa yhdistetään asiakaslähtöisyys ja juridiikka. Tutkimuksellisessa osiossa selvitettiin yhdeksän potentiaalisen asiakkaan mielipiteitä ja ajatuksia POP Vakuutuksen liikennevakuutuksen tuoteselosteesta ja vakuutusehdoista. Menetelmänä käytettiin työpajatyöskentelyä.
Tulosten mukaan toimeksiantajayrityksen liikennevakuutuksen tuoteselosteen ja vakuutusehtojen heikot kohdat liittyivät pitkiin virkerakenteisiin ja lakiviittauksiin. Yleisesti ottaen huomattiin, etteivät työpajoihin osallistuneet olleet sisäistäneet, mitä bonusjärjestelmän muuttuminen ajoneuvokohtaisesta henkilökohtaiseksi tarkoittaa. Osallistujat toivoivat lisätietoja tutkimusmateriaalissa käytetystä terminologiasta. Kehitysehdotukset ovat, että tietoa terminologiasta lisätään yrityksen brändien Internet-sivuille, lisätään upotettuja linkkejä ja ponnahdusikkunoita vakuutusehtoihin sekä luodaan Internet-sivuille vakuutussanasto.
Opinnäytetyön luotettavuus varmistettiin käyttämällä valideja lähteitä sekä tarkalla ja yksityiskohtaisella tutkimusselosteella. Tutkimuksellista osiota rikastettiin autenttisilla dokumenteilla....
The aim of this bachelor’s thesis was to examine the motor liability insurance system as a whole and to focus especially on the motor liability insurance legislation reform that came into force 1.1.2017. The objectives were to clarify what...
The aim of this bachelor’s thesis was to examine the motor liability insurance system as a whole and to focus especially on the motor liability insurance legislation reform that came into force 1.1.2017. The objectives were to clarify what...
Konsernitilinpäätöksen laadinta kiinteistöalan yrityksessä : case: Julius Tallberg-Kiinteistöt
(Laurea-ammattikorkeakoulu, 2018)
, konsernitilinpäätöksen sisältö ja tarvittavat tilinpäätöskirjat. Toimeksiantaja noudattaa suomalaista tilinpäätösperiaatteita eli FAS-laskentaperiaatteita, joiden perusteella tilinpäätösprosessi ja tilinpäätöskirjat toteutetaan. Yhtiön osakkeet olivat julkiset...
The purpose of this thesis was to study the stages of preparing a consolidated financial statement of the commissioning company, Julius Tallberg-Kiinteistöt PLC, a real estate investment company operating in the metropolitan area. The aim of the thesis was to develop detailed instructions for internal use of the company. The thesis included the main stages of the process. The theoretical part, defines a concern, the contents of consolidated financial statements and financial statement documents. The commissioner complies with the Finnish Accounting Standards, which define the accounting process and accounting entries. The company's shares have been publicly traded on the NASDAQ OMX Helsinki stock exchange since the foundation of the company in 2010. The Concern complied with International Financial Reporting Standards between 2005 to 2010. The Concern continues to observe the IAS 40 and IAS 12 standards in the net asset value calculation for fair value and deferred tax liabilities. The theoretical section ends with an introduction of these standards. The thesis was carried out as a qualitative study based on current legislation and on regulations. The process is regulated by the Accounting and Companies Act and by accounting regulations. In addition to the legislation, the Accounting Standards Board’s statements and other literature in the field were key sources for the thesis material. The study distinguished the main stages of the process clearly, so it can be utilized in other companies in the same field....
The purpose of this thesis was to study the stages of preparing a consolidated financial statement of the commissioning company, Julius Tallberg-Kiinteistöt PLC, a real estate investment company operating in the metropolitan area. The aim of the thesis was to develop detailed instructions for internal use of the company. The thesis included the main stages of the process. The theoretical part, defines a concern, the contents of consolidated financial statements and financial statement documents. The commissioner complies with the Finnish Accounting Standards, which define the accounting process and accounting entries. The company's shares have been publicly traded on the NASDAQ OMX Helsinki stock exchange since the foundation of the company in 2010. The Concern complied with International Financial Reporting Standards between 2005 to 2010. The Concern continues to observe the IAS 40 and IAS 12 standards in the net asset value calculation for fair value and deferred tax liabilities. The theoretical section ends with an introduction of these standards. The thesis was carried out as a qualitative study based on current legislation and on regulations. The process is regulated by the Accounting and Companies Act and by accounting regulations. In addition to the legislation, the Accounting Standards Board’s statements and other literature in the field were key sources for the thesis material. The study distinguished the main stages of the process clearly, so it can be utilized in other companies in the same field....
Tunnettuus- ja markkinointiviestintätutkimus : case: Sport Club Vantaa ry
(Laurea-ammattikorkeakoulu, 2018)
osuudessa käsitellään tunnettuutta, johon liittyvät maine, brändi ja imago sekä markkinointia, johon sisältyy internet-markkinointi, markkinointiviestintä ja mainonnan kanavat. Tietoperustana opinnäytetyössä on käytetty aiheeseen liittyvää...
The purpose of this Bachelor’s thesis was to study the awareness about Sport Club Vantaa. The purpose was to find out in which areas of Vantaa the club is known and what advertising channels are the most effective. The study also discussed in which...
The purpose of this Bachelor’s thesis was to study the awareness about Sport Club Vantaa. The purpose was to find out in which areas of Vantaa the club is known and what advertising channels are the most effective. The study also discussed in which...
Kannattavuuden analysointi ja kehittäminen B2B toimitusketjussa : case: Top-Trade Oy
(Laurea-ammattikorkeakoulu, 2018)
Tässä opinnäytetyössä tarkastellaan tarkemmin toimeksiantajayrityksen Top-Trade Oy:n kannattavuutta kokonaisuutena, kannattavuuteen vaikuttavia tekijöitä sekä kannattavuuden tekijöitä ottaen huomioon yrityksen toimiala ...









