Relation between financial threat and individual financial behavior
Pokhrel, Prachin (2024)
2024
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Julkaisun pysyvä osoite on
https://urn.fi/URN:NBN:fi:amk-2024060521361
https://urn.fi/URN:NBN:fi:amk-2024060521361
Tiivistelmä
The main purpose of the research is to find out the relation between financial threats and individual financial behaviour of Nepalese student in Kokkola. The main goal of the study is to find the relationship between anxiety, indebtedness, and between financial difficulties. How do anxiety, debt, and financial difficulties affect the financial behaviour of individual students?
The theory part of the thesis consists of different theories that define the term and relation between financial threat and financial behaviour. Theory such as the theory of planned behaviour, fear appeal theory, expected utility theory and protection motivation theory. This theory explains the human nature of stimuli towards any threatening situation. Similar differences in the inaction of financial threat and financial behaviour were discussed in the research work. The research is done among Nepalese community of international at Kokkola, Finland who were studying and working together for their daily life to pay for their college fee and their living standards.
Total of 33 respondents were there for the research. The survey is completed with total of 14 questions divide in two sections, the first one is demographic profile, and the other is the main question related to financial behaviour of individual.
The theory part of the thesis consists of different theories that define the term and relation between financial threat and financial behaviour. Theory such as the theory of planned behaviour, fear appeal theory, expected utility theory and protection motivation theory. This theory explains the human nature of stimuli towards any threatening situation. Similar differences in the inaction of financial threat and financial behaviour were discussed in the research work. The research is done among Nepalese community of international at Kokkola, Finland who were studying and working together for their daily life to pay for their college fee and their living standards.
Total of 33 respondents were there for the research. The survey is completed with total of 14 questions divide in two sections, the first one is demographic profile, and the other is the main question related to financial behaviour of individual.