Access to microfinance on financial behaviour, business activity and household welfare of women in Ghana
Johanna, Pirila (2019)
2019
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Julkaisun pysyvä osoite on
https://urn.fi/URN:NBN:fi:amk-2019121827515
https://urn.fi/URN:NBN:fi:amk-2019121827515
Tiivistelmä
The purpose of this thesis is to understand the impact to access to microcredit for women in Ghana, Africa. By doing this work with in collaboration with an NGO based in Accra, Ghana, we had great possibility to have access to the fields and meet our target groups plus complete questionnaires in personal level with them.
By doing this work we wanted to acknowledge risks, barriers, opportunities and come up with possible ideas how to make microfinance bigger part of women’s start-up businesses in future in Ghana. Starting the work with theory part, concentrated in business types typically used in Ghana, discussing different types of loans and eventually analysing results received from the questionnaires completed around Ghana. Work is finished with conclusion where discussing different ways of improving microfinance’s states in Ghana.
By doing this work we wanted to acknowledge risks, barriers, opportunities and come up with possible ideas how to make microfinance bigger part of women’s start-up businesses in future in Ghana. Starting the work with theory part, concentrated in business types typically used in Ghana, discussing different types of loans and eventually analysing results received from the questionnaires completed around Ghana. Work is finished with conclusion where discussing different ways of improving microfinance’s states in Ghana.