Creating projected financial budget For Dwellet Oy to project company profitability and financing requirements

Abstract

This thesis is product-oriented. The purpose of the thesis was to analyze the Commission company’s Dwellet profitability as well as future financing needs. The aim was also to analyze the growth and profitability of Dwellet Oy to the real estate industry. In the first phase, a projected financial budget for Dwellet Oy was created for the company’s third and fourth fiscal years. The financial budget was used to estimate the external needs of funding. In the second phase, the company’s profitability was benchmarked against the industry overall and relevant competitors. The company’s revenue growth was also benchmarked against the industry and relevant competitors. Also, based on the growth of competitors and industry overall, an industry average revenue growth rate was derived. A growth scenario based on the industry-average growth rate was created. This scenario was used to evaluate possible external funding needs in case the company’s revenue growth slows down significantly.

The commissioning company is a two-year-old start-up in a new sector of real estate. Therefore, the two fiscal years to come are crucial. The results of this thesis can be used to track the company’s profitability and growth. Therefore, with continued revision of company performance, this thesis provides tools to follow the company’s growth in relation to the industry, thus informing the management of potential funding requirements