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Corporate bank credits

Ben Tolila, Zoé (2021)

 
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Ben Tolila, Zoé
2021
All rights reserved. This publication is copyrighted. You may download, display and print it for Your own personal use. Commercial use is prohibited.
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Julkaisun pysyvä osoite on
https://urn.fi/URN:NBN:fi:amk-2021060213534
Tiivistelmä
The objective of this study was to gather information to better understand the functioning of the banking sector and more precisely how the corporate credits are granted.

The research problems were how are corporate credits granted and how the work of the analysts/business managers can be made easier so that the credit files can be processed more quickly/easily.

The case study of this thesis was the Crédit Agricole d’ile-de-France (CA Ile-de-France) who is the leading bank in France and one of the leading banking players in Europe. This thesis made it possible to propose to the Crédit Agricole a new device allowing them to accelerate and / or simplify the treatment of the requests for corporate credits.

The method used for this thesis was to collect data from a qualitative research and to analyze it by themes. The research was carried out among five people. These results suggest that its is possible to accelerate and/or simplify work on the processing of corporate credit files.

The findings indicate that it is possible to find a solution that would allow analysts and business managers to simplify/accelerate their work. The solution which is to create a new software could be beneficial for the Crédit Agricole. It would be beneficial for the company in the future to have a new specialized software for corporate credit demands, which would allow them to have a new database.
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