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Blockchain technology: banking system review

Gopkalo, Maria (2021)

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Gopkalo_Maria.pdf (535.0Kt)
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Gopkalo, Maria
2021
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Julkaisun pysyvä osoite on
https://urn.fi/URN:NBN:fi:amk-202201121242
Tiivistelmä
Blockchain technology, relative to other popular innovations of a large-scale nature, has appeared recently. However, it quickly gained popularity as a new system and as an opportunity to influence many existing problems in different spheres of human activity by creating new products based on it. At the moment, opinions about this technology differ. The purpose of this study is to identify different areas of integration from a technical point of view of the functionality and internal component of the crypto wallet, given the large selection of cryptocurrencies, into a classic bank wallet.
• Determine the technical model of cryptocurrency and crypto wallet, as well as their main format of work
• Determine the technical model of the banking product "online wallet" and make its architecture
• Identify the main technical criteria of the crypto wallet that affect the integration.
• Find different options for implementing a new product in the architecture of a banking enterprise and make models of integration results
However, it's worth noting that this study has some limitations. Due to the novelty of the topic understudy and the lack of practical implementation, it seems that most of the discussion will be purely theoretical and illustrative. Conducting a study and searching for possible options for integrating crypto wallet services made it possible to identify the final version of the architecture of the banking industry, or rather its specific product "online banking".
In this research, the definition and characteristics of the blockchain were studied, the current state in the industry was studied and the feasibility of further implementation was determined. Also, the goal of the work was achieved - an analysis was carried out of whether the blockchain will increase the level of security of banking operations compared to current methods of conducting.
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