Should you lease a car? Benefits and challenges of private leasing.
Peltola, Miika (2023)
2023
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Julkaisun pysyvä osoite on
https://urn.fi/URN:NBN:fi:amk-2023053015976
https://urn.fi/URN:NBN:fi:amk-2023053015976
Tiivistelmä
This thesis investigates the viability of private car leasing as a financing method for acquiring a new vehicle in the Finnish automotive market, focusing on the private leasing option provided by NF Fleet Autoleasing.fi. The study explores different financing options, including partial payment with Buy-Back-Agreements, and private leasing, and examines their advantages and disadvantages for different stakeholders, such as consumers, importers, retailers, and financiers.
The thesis is structured into several sections, including an introduction, leasing theory, methodology, results, discussion, synthesis, and conclusions. The research questions focus on the benefits, drawbacks, and challenges of private leasing for various stakeholders in the Finnish automotive market, and the financial viability of private leasing as a financing option. The study employs a mixed-methods approach, combining quantitative data analysis with qualitative insights from automotive industry professionals.
The main findings of the thesis indicate that private leasing can be a viable financing option for acquiring a new car in Finland, depending on individual preferences, financial situation, and risk tolerance. The results offer valuable insights for private consumers, automotive industry professionals, and policymakers to make informed decisions regarding car acquisition and financing strategies. Recommendations for future research and practice include addressing customer preconceptions, enhancing customer relationship management, streamlining the car return process, encouraging sustainable practices, and considering policy implications.
The thesis is structured into several sections, including an introduction, leasing theory, methodology, results, discussion, synthesis, and conclusions. The research questions focus on the benefits, drawbacks, and challenges of private leasing for various stakeholders in the Finnish automotive market, and the financial viability of private leasing as a financing option. The study employs a mixed-methods approach, combining quantitative data analysis with qualitative insights from automotive industry professionals.
The main findings of the thesis indicate that private leasing can be a viable financing option for acquiring a new car in Finland, depending on individual preferences, financial situation, and risk tolerance. The results offer valuable insights for private consumers, automotive industry professionals, and policymakers to make informed decisions regarding car acquisition and financing strategies. Recommendations for future research and practice include addressing customer preconceptions, enhancing customer relationship management, streamlining the car return process, encouraging sustainable practices, and considering policy implications.